Mortgage Loan Officer (MLO) in PNC at Brighton, MI, US

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Brighton, MI .

Position City

MI - Brighton

Building Location

MIJ51 - Ann Arbor Downtown S. Main

Job Type

Regular

Job Profile

• Recommends loan solutions in accordance with lending guidelines and clients' requirements.
• Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
• Develops and prepares loan solutions and cross sell products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
• Collaborates with internal and external stakeholders to complete mortgage transactions.
• Collects and analyzes customer financial information for multifaceted and/or complex borrowers.

Core Competencies

Manages Risk - Basic Experience

• Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework.

Customer Focus - Working Experience

• Knowledge of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and ability to leverage that information in creating customized customer solutions.

Job Specific Competencies

Customer Experience Management. - Extensive Experience

• Implements the strategies and techniques used to ensure that customers have a positive experience with the organization and its products and services at every touch point.

Effective Communications - Extensive Experience

• Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.

Matrix Management - Working Experience

• Ability to build and use effective working relationships within own department and across department, functional, and geographic reporting lines.

Loan Origination - Extensive Experience

• Knowledge of the skills, methods and technologies used to process new loan applications; ability to perform loan origination activities while adhering to established policies and procedures.

Financial Analysis - Extensive Experience

• Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.

Scheduling Work And Activities - Working Experience

• Knowledge of the schedule creation process; ability to develop and maintain a workable schedule to accomplish the overall goals of day-to-day operations.

SALES TASKS AND ACTIVITIES - Extensive Experience

• Knowledge of and the ability to sell an organization's products and services.

Mortgage Products. - Extensive Experience

• Knowledge of and ability to utilize commercial and residential mortgage instruments available in the branch and apply them to specific situations.

Selling. - Extensive Experience

• Applies knowledge of banking products and services to meet customer needs and enable them to achieve their financial goals. Identifies prospecting approaches to identify potential customers and create opportunities to sell financial solutions and ideas to customers.

Certifications/Licenses

Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.

Required Education And Experience

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

Total Hours Per Week

40

HR Job Code

M01121 Mtg Loan Officer (MLO)

EEO Statement

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law

Asset Resolution Officer II in PNC at Midland, MI, US

Job description

274182BR

Asset Resolution Officer II

Corporate & Institutional Banking

KS - Overland Park

Associate III

As an Asset Resolution Officer II in the Real Estate Solutions group within Midland Loan Services, you will be based in Overland Park, KS.

Midland Loan Services, a division of PNC Real Estate, is one of the leading third-party providers of loan servicing, asset management and technology solutions for the commercial real estate finance industry. We leverage our real estate expertise and proprietary technology to offer customized solutions that are tailored to our clients’ specific needs and unique challenges – from lowering operational costs and improving back-office efficiencies to enhancing overall portfolio management capabilities. All the while, we remain focused on exceeding customer expectations, a principle that has earned us a reputation for superior customer service.

The Real Estate Solutions Division provides a full scope of advisory services and transaction management/support for our clients that include: performing asset management; special servicing; risk management of complex transactions; due diligence and asset valuations. As an Asset Resolution Officer, you will have a range of responsibilities. In this position, primary duties include reviewing complex borrower requests and developing recommendations for approvals to our clients. Other activities could include workout/asset resolutions, surveillance and risk management, asset valuations and due diligence. You may be asked to participate on other projects on as needed basis.

Your days will be filled with a variety of tasks in an environment that values teamwork, open communication, cutting-edge employee training and career development. The hours follow a basic workweek, but may allow for some flexibility depending on the needs of our clients as well as the balance of your workgroup.

KS - Overland Park

KS012 - Midland Loan Services

Regular

Full Time

• Administers mid-level-risk to large-level-risk transactions for clients with the goal of minimizing losses and optimizing resolutions.
• Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio. Reviews relevant documents and transaction deal structure.
• Negotiates workout options with customers to reduce risks and losses. Works with internal and external business partners and borrowers to better secure collateral coverage. Adheres to established policies, procedures and regulations.
• Evaluates an asset or the customer's cash flow, balance sheet, long-term business plans and other relevant financial information.
• Works with internal and external business partners on negotiations and documentation to mitigate risk. May mentor peers.

Manages Risk - Working Experience

• Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework.

Customer Focus - Extensive Experience

• Knowledge of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and ability to leverage that information in creating customized customer solutions.

Problem Solving - Working Experience

• Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply this knowledge appropriately to diverse situations.

Effective Communications - Working Experience

• Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.

Negotiating - Working Experience

• Knowledge of successful negotiation concepts and techniques; ability to negotiate successfully across the organization and with external vendors and clients in a constructive and collaborative manner.

Accuracy And Attention To Detail - Working Experience

• Understanding of the necessity and value of accuracy and attention to detail; ability to process information with high levels of accuracy.

Analytical Thinking - Working Experience

• Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.

Data Gathering And Reporting - Working Experience

• Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.

Financial Statement Analysis - Working Experience

• Knowledge of tools, techniques, and practices, and ability to analyze and determine the credit-worthiness of a business enterprise through its financial statements.

Credit Analysis And Verification - Working Experience

• Knowledge of and ability to utilize tools, techniques and practices for determining the credit-worthiness of an applicant.

Regulatory Environment - Financial Services - Working Experience

• Knowledge of and ability to help an organization adapt to applicable federal, state, local, and company-specific regulations, policies, and guidelines affecting business practices.

Collateral Management - Working Experience

• Knowledge of the concepts, objectives, tools and methods used in collateral management; ability to implement and develop collateral strategies for risk control and profit management.

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

Daylight

40

Monday to Friday 8 AM 5 PM

<20%

Kendra Berberich

To learn more about this Recruiter,

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law