Operational Risk Officer - Technology/Cybersecurity in KeyBank at Brooklyn, OH, US

Job description

About The Job

As subject matter expert, provide advice/consultation services to assigned lines of business (LOBs) on operational risk program management topics, including all activities associated with LOBs risks, controls, testing, remediation, loss analysis, key risk indicators, reporting, policy and procedure development with a focus on cybersecurity risk management. Perform oversight activities and assume responsibility for discouraging actions that may expose KeyCorp and its affiliates to losses, regulatory or reputation risks, or to risk levels that exceed desired risk appetite through its business activities. The position is responsible for ensuring operational risk program management consistent with KeyCorp's Operational Risk Policy. The position may also have responsibility for managing Compliance and Control responsibilities for select business units.

Essential Job Functions

• For assigned LOBs, become the subject matter expert (SME) on operational risk and control matters (and compliance as assigned), with a focus on cybersecurity risk management, by developing/maintaining strong positive working relationships with LOBs, staff, peers, other risk partners and senior management and by attending LOB meetings to develop a deeper understanding of business activities and trends.
• In accordance with the Operational Risk Policies, assist and provide feedback to LOBs around development/monitoring of risks, controls, testing, remediation and reporting of significant risk and control issues.
• Monitor quarterly testing results to deadlines and perform more complex risk monitoring activities as assigned.
• Analyze and provide feedback to LOBs on action/remediation plans to address control gaps to ascertain that operational, legal, regulatory, and reputation risks are being properly managed and mitigated.
• Assist LOBs and other corporate initiatives to reduce operational risk losses.
• Assist LOBs to develop relevant and measurable key risk indicators.
• Actively participate in a robust review and challenge process with LOBs on their Risk & Control Self Assessments and overall performance.
• Provide specialized authoritative advice and consultation on current and emerging legal and regulatory compliance requirements including proactively anticipating and responding to regulatory changes, assessing the impact to the LOBs, and assisting the LOB in responding to the change.
• Demonstrate a broad awareness of cybersecurity events, threats and actors, including trends and emerging systemic risks.
• Provide feedback on operational risks/cybersecurity risks associated with the offering of new products and/or services, technology, processes, strategies, or business initiatives.
• Provide feedback on operational risks/cybersecurity risks associated with outsourced third party activities of the LOBs.
• Develop corporate control standards for certain high risk transactions/products.
• Develop and deliver training to the LOBs and/or peers on regulatory matters, operational risk policies and procedures, current industry practices, and risk and control standards.
• Interface with regulators; respond to internal/external audits/examinations requests for information, assist in the evaluation of audit/examination findings and implementation of corrective action, and/or assist in responses to regulatory and legal inquiry/investigations.
• Effectively and professionally interact with senior management, regulatory agency personnel, internal legal counsel, internal risk review personnel as well as operational/compliance peers.
• Develop department procedures to support governance monitoring processes and assist in the review, update and enhancement of operational and/or compliance risk management policies and procedure standards.
• Participate in (and in certain situations lead operational risk related projects, initiatives, working groups or other tasks as assigned to meet team objectives.
• Perform risk data analysis and/or develop customized reporting as requested.

Required Qualifications

• Bachelor’s degree
• General knowledge in areas of information technology governance, information technology risk management/GRC, information technology audit, vendor/third party management, business resiliency and fraud is required.
• 5+ years of information technology risk management, information technology audit, or hands-on information technology experience is required; 1-3 years of cybersecurity experience is preferred. This experience may be concurrent
• Cybersecurity related certifications are a plus (e.g., Certified Information Systems Security Professional (CISSP), GIAC Security Essentials Certification (GSEC), Certified Information Security Manager (CISM))
• Demonstrated knowledge of cybersecurity-related regulations, guidelines, and frameworks (e.g., FFIEC Cybersecurity Assessment Tool (CAT) Tool, FFIEC IT Examination Handbook, NIST Cybersecurity Framework)
• Strong ability to work with all levels of management within the company
• Experience working/managing projects across multiple functional areas and dealing with multiple business partners
• Experience working on initiatives that require strategic planning/thinking
• Flexibility to switch priorities based on the needs of the company in a fast-paced environment
• Ability to grasp complex processes quickly and be able to identify risks and compensating controls
• Excellent problem solving abilities and results oriented; able to make decisions independently
• Proven ability to work as a team
• Strong leadership skills and ability to influence others
• Strong analytical/research skills coupled with ability to effectively summarize findings
• Excellent oral, written and interpersonal skills
• Ability to adapt to change and communicate changing requirements
• Excellent organizational skills and meticulous attention to detail
• Self-motivated
• Proficient PC skills with experience in Microsoft Office, Outlook and, SharePoint

Mortgage Loan Officer - Distributed Sales Brooklyn / Queens in Capital One at Brooklyn, NY, US

Job description

NYC 299 Park Avenue (22957), United States of America, New York, New York

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Mortgage Loan Officer - Distributed Sales Brooklyn / Queens

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

At the end of the day, it’s about people and doing the right thing. At Capital One, we are changing banking for good and this comes to life in Mortgage through a set of close-to heart values called the “Mortgage Blueprint”. This Blueprint defines who we are and how we deliver for customers and to each other. We’re not just any Mortgage company; we deliver personalized experiences that provide confidence and peace of mind, mixed with a special touch of magic. As we build a team focused on this Blueprint, we need talent who can make the Customer’s dream their own … that’s where you come in.”

Responsibilities in this role include, but are not limited to:

Partnering with all branch touch points to achieve goals together.

Leveraging both external referral business and internal sources for maximum market share penetration.

Developing and executing a local marketing plan for external and internal business development designed to meet goals and objectives.

Delivering excellent customer service by focusing on customer needs.

Proactively market with a strong visibility in branch on a daily basis - daily huddles, sales meetings, and joint sales calls with partners.

"Quarterbacking" the mortgage lending efforts of the branch..

Educating branch staff on mortgage basics and coordinate together on the referral program.

Promoting behavior that is consistent with Capital One's visions, values and ethics.

The individual we are looking for will have extensive knowledge of underwriting systems and federal mortgage standards and regulations. This individual will possess strong analytical skills, be highly organized, and enjoy working in a fast paced environment. Key to success in this role will be the ability to build positive relationships with strategic partners. Excellent written and verbal communication skills are a must to leverage results in this role.

Who Will Love This Job

• You’re someone who always does the right thing – even if no one is watching.
• You like making things easier for customers and coworkers. If there’s a roadblock, you want to smooth it away.
• You are energized by interacting with and helping people. You know that everyone has trouble sometimes, and seek to empower and educate our customers.
• You love reading and learning about new ways of doing things. There’s always a better way.
• You’re a positive person and know how to look on the bright side.
• You bring solutions to the table not just problems. (But you aren’t afraid to point out where we’re going wrong).
• You assume positive intent when working with others. You know relationships need to be based on trust and respect.

Basic Qualifications

High School Diploma, GED or Equivalent Certification or military experience

At least 1 year of experience in residential mortgage sales originations

At least 1 year of experience in FNMA/FHLMC programs and underwriting guidelines, as well as private mortgage insurers

Preferred Qualifications

Bachelor's Degree.

At least 2 years experience working in a Bank regulated environment.

At least 2 years experience in residential mortgage sales originations.

At least 2 years experience in FNMA/FHLMC programs and underwriting guideline, as well as private mortgage insurers

An existing book of business from external sources

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

Job Category - Sales, Customer Advocates

Seniority Level

Entry level

Industry

• Banking
 
• Financial Services
• Investment Banking

Employment Type

Full-time

Job Functions